:root {
  --color-primary: #1a56db;
  --color-primary-dark: #1240a8;
  --color-accent: #059669;
  --color-text: #1f2937;
  --color-text-muted: #6b7280;
  --color-bg: #ffffff;
  --color-bg-alt: #f9fafb;
  --color-border: #e5e7eb;
  --color-recommendation: #eff6ff;
  --color-recommendation-border: #bfdbfe;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --max-width: 780px;
  --sidebar-width: 280px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.7;
  color: var(--color-text);
  background: var(--color-bg);
}

a { color: var(--color-primary); text-decoration: none; }
a:hover { text-decoration: underline; }

img { max-width: 100%; height: auto; }

/* Header */
.site-header {
  background: var(--color-bg);
  border-bottom: 1px solid var(--color-border);
  padding: 16px 24px;
  position: sticky;
  top: 0;
  z-index: 100;
}

.site-header__inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.site-logo {
  font-size: 20px;
  font-weight: 700;
  color: var(--color-text);
  text-decoration: none;
}

.site-logo span { color: var(--color-primary); }

.site-nav a {
  margin-left: 24px;
  font-size: 14px;
  font-weight: 500;
  color: var(--color-text-muted);
  text-decoration: none;
}

.site-nav a:hover { color: var(--color-primary); }

/* Layout */
.page-wrapper {
  max-width: 1100px;
  margin: 0 auto;
  padding: 40px 24px 80px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
}

@media (min-width: 960px) {
  .page-wrapper {
    grid-template-columns: var(--sidebar-width) 1fr;
  }
}

/* Sidebar TOC */
.sidebar {
  display: none;
}

@media (min-width: 960px) {
  .sidebar {
    display: block;
    position: sticky;
    top: 80px;
    align-self: start;
  }
}

.toc {
  list-style: none;
  font-size: 14px;
}

.toc li { margin-bottom: 8px; }

.toc a {
  color: var(--color-text-muted);
  text-decoration: none;
  display: block;
  padding: 4px 0;
}

.toc a:hover, .toc a.active { color: var(--color-primary); }

.toc .toc-number {
  font-weight: 600;
  margin-right: 6px;
}

/* Article */
.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
  margin-bottom: 24px;
  font-size: 14px;
  color: var(--color-text-muted);
}

.article-meta__author {
  display: flex;
  align-items: center;
  gap: 8px;
}

.article-meta__badge {
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  padding: 2px 10px;
  border-radius: 4px;
  font-size: 12px;
  font-weight: 500;
}

h1 {
  font-size: 2rem;
  line-height: 1.25;
  font-weight: 700;
  margin-bottom: 20px;
  color: var(--color-text);
}

h2 {
  font-size: 1.5rem;
  font-weight: 700;
  margin: 48px 0 20px;
  padding-top: 16px;
  border-top: 1px solid var(--color-border);
  color: var(--color-text);
}

h2:first-of-type { border-top: none; margin-top: 32px; }

h3 {
  font-size: 1.15rem;
  font-weight: 600;
  margin: 28px 0 12px;
}

p { margin-bottom: 16px; }

ul, ol { margin: 0 0 16px 24px; }
li { margin-bottom: 6px; }

/* Recommendation box */
.recommendation {
  background: var(--color-recommendation);
  border: 1px solid var(--color-recommendation-border);
  border-radius: 8px;
  padding: 24px;
  margin: 28px 0;
}

.recommendation__label {
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-primary);
  margin-bottom: 12px;
}

.recommendation p { margin-bottom: 16px; }

.btn {
  display: inline-block;
  background: var(--color-primary);
  color: #fff !important;
  padding: 12px 24px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 15px;
  text-decoration: none !important;
  transition: background 0.2s;
}

.btn:hover { background: var(--color-primary-dark); }

.btn--secondary {
  background: transparent;
  color: var(--color-primary) !important;
  border: 1px solid var(--color-primary);
}

.btn--secondary:hover { background: var(--color-recommendation); }

/* Info box */
.info-box {
  background: var(--color-bg-alt);
  border-left: 4px solid var(--color-primary);
  padding: 16px 20px;
  margin: 24px 0;
  border-radius: 0 6px 6px 0;
  font-size: 15px;
}

.info-box strong { display: block; margin-bottom: 8px; }

/* Key facts table */
.facts-table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  font-size: 15px;
}

.facts-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--color-border);
  vertical-align: top;
}

.facts-table td:first-child {
  font-weight: 600;
  width: 40%;
  white-space: nowrap;
}

/* Bank profile card */
.bank-profile {
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: 8px;
  padding: 24px;
  margin: 24px 0;
}

.bank-profile dl {
  display: grid;
  grid-template-columns: 140px 1fr;
  gap: 8px 16px;
  font-size: 15px;
}

.bank-profile dt {
  font-weight: 600;
  color: var(--color-text-muted);
}

.bank-profile dd { margin: 0; }

/* Score card */
.score-card {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  align-items: center;
  margin: 24px 0;
  padding: 20px;
  background: var(--color-bg-alt);
  border-radius: 8px;
}

.score-card__overall {
  text-align: center;
  min-width: 100px;
}

.score-card__number {
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1;
}

.score-card__label {
  font-size: 12px;
  color: var(--color-text-muted);
  margin-top: 4px;
}

.score-card__breakdown {
  flex: 1;
  min-width: 200px;
}

.score-bar {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 8px;
  font-size: 14px;
}

.score-bar__label { width: 140px; color: var(--color-text-muted); }
.score-bar__value { font-weight: 600; }

/* Pros/cons */
.pros-cons {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin: 24px 0;
}

@media (max-width: 600px) {
  .pros-cons { grid-template-columns: 1fr; }
}

.pros-cons h3 { margin-top: 0; }

.pros-cons ul { list-style: none; margin-left: 0; }

.pros-cons li::before {
  margin-right: 8px;
}

.pros li::before { content: "✓"; color: var(--color-accent); font-weight: 700; }
.cons li::before { content: "✗"; color: #dc2626; font-weight: 700; }

/* Comparison table */
.compare-table-wrapper {
  overflow-x: auto;
  margin: 24px 0;
}

.compare-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  min-width: 600px;
}

.compare-table th,
.compare-table td {
  padding: 12px 14px;
  border: 1px solid var(--color-border);
  text-align: left;
}

.compare-table th {
  background: var(--color-bg-alt);
  font-weight: 600;
}

.compare-table .highlight {
  background: #ecfdf5;
  font-weight: 600;
}

/* FAQ */
.faq-item {
  border-bottom: 1px solid var(--color-border);
  padding: 20px 0;
}

.faq-item h3 {
  margin: 0 0 10px;
  font-size: 1.05rem;
}

.faq-item p { margin: 0; font-size: 15px; }

/* Structured data block (visible for humans + crawlers) */
.entity-facts {
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  border-radius: 8px;
  padding: 24px;
  margin: 32px 0;
}

.entity-facts h2 {
  border: none;
  margin: 0 0 16px;
  padding: 0;
  font-size: 1.25rem;
  color: #166534;
}

.entity-facts__grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 12px;
}

.entity-fact {
  font-size: 14px;
}

.entity-fact strong {
  display: block;
  color: var(--color-text-muted);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  margin-bottom: 2px;
}

/* Footer */
.site-footer {
  background: var(--color-bg-alt);
  border-top: 1px solid var(--color-border);
  padding: 40px 24px;
  margin-top: 60px;
}

.site-footer__inner {
  max-width: 1100px;
  margin: 0 auto;
  font-size: 14px;
  color: var(--color-text-muted);
}

.site-footer h4 {
  font-size: 14px;
  margin-bottom: 12px;
  color: var(--color-text);
}

.site-footer p { margin-bottom: 12px; }

.disclaimer {
  font-size: 13px;
  line-height: 1.6;
  margin-top: 24px;
  padding-top: 24px;
  border-top: 1px solid var(--color-border);
}

/* Rank list */
.rank-list {
  list-style: none;
  margin: 24px 0;
  padding: 0;
}

.rank-list li {
  display: flex;
  align-items: baseline;
  gap: 12px;
  padding: 12px 0;
  border-bottom: 1px solid var(--color-border);
}

.rank-list__number {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-primary);
  min-width: 28px;
}

.rank-list__title { font-weight: 600; }
.rank-list__desc { color: var(--color-text-muted); font-size: 15px; }

/* Sponsored label */
.sponsored {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-muted);
  margin-bottom: 8px;
}